Tory think tank vs the middle class
Shorter Reform 'The End of Entitlement' pamphlet:
"The welfare state is a bad deal for the middle class (anyone earning over £15,000/year) because they get £31 billion of benefits which they don't need, such as state pensions, child benefits, free bus passes etc. Instead of receiving these benefits, the middle class should have the opportunity to insure against the risk of unemployment, retirement, disability etc. with the private sector.
People may object that policies which take billions of pounds out of the pockets of the middle class to give to the insurance industry would be very unpopular and are the exact opposite of what Britain needs, but we know better because we are dogmatic sub-Thatcherites with no experience of the real world but close links to the Conservative Party."